There are a variety of insurance products available to help protect your home if the worst should happen. As well as arranging your mortgage we can source insurance for you, including life and critical illness cover, income protection and buildings and contents insurance.
This is an insurance that pays out a lump sum in the event of death. Life cover policies are personal and only cover the policyholder. If two people jointly own a home then they may both need life cover policies.
Critical illness cover
This is an insurance that pays out a lump sum in the event of a critical medical diagnosis. Critical illness policies are also personal and only cover the policyholder.
This is an insurance that pays out a monthly sum to replace a proportion of your income if you’re unable to work due to illness or injury.
This insurance covers the permanent aspects of your home including the roof, walls, floors and ceilings and covers damage caused by fires, flooding, subsidence, water damage and accidental damage. Most mortgage lenders will insist that you have a building insurance policy.
This insurance covers your personal belongings including furniture and electrical items against theft or damage. Policies can also cover smaller items taken out of the home like mobile phones or laptops.